employee benefits plans
The 401kman has many employee benefits plans available to employers. There are big changes around the corner for employers to help their employees in 2020 due to the tax law changes and new rules for H.R.A.s. We can help you with finding the right solutions for your organization. We have multiple ways to help you keep your benefits coverage affordable, lower costs and more. Call us at 877-775-0812 to learn more. If you have not a had a conversation with YOUR benefits or insurance person over these topics:
GROUP SELF INSURING / STOP LOSS PLANS
DEFINED CONTRIBUTIONS PLANS
FAIR MARKET CLAIMS REPRICING / WORKMEN'S COMP.
COST CONTAINMENT ANALYSIS
DROPPING CURRENT HEALTH BENEFITS COVERAGE
JOINING A PRIVATE EXCHANGE MARKETPLACE
INSTITUTING INDIVIDUAL DEDUCTIBLE COVERAGE
H.R.A. HEALTH REIMBURSEMENT AGREEMENTS
H.S.A. HEALTH SAVINGS ACCOUNTS
TOTAL BENEFITS PLAN ADMINISTRATION
AUTOMATED PAYROLL SERVICES FROM 2ND LARGEST U.S.
VOLUNTARY /ANCILLARY BENEFITS
IDENTITY THEFT SERVICES
RETIREMENT PLAN / FIDUCIARY (408B) SERVICES
Health Care Sharing Ministry Plans
A Health Care Sharing Ministry is a group of individuals who share a common set of ethical or religious beliefs and share medical expenses in accordance with those beliefs.
The members of this Health Care Sharing Ministry voluntarily share medical expenses with one another, and Kingdom coordinates this medical sharing. This program should not be considered as a substitute for an insurance policy. You are always liable for your own unpaid medical bills.
HEALTHCARE SHARING NON-INSURANCE PLANS, VOLUNTARY BENEFITS
Health plans that are not A.C.A. COMPLIANT can ALSO help you pay for the bills when you are sick or out of work. Wouldn't it be nice to have the the peace of mind that comes from having a form of health coverage that pays a major portion of the bills? These type of supplemental benefit plans also pays you when you are sick, in the hospital or injured. CLICK HERE to learn more
FREE RX PRESCRIPTION CARDS
Our RX prescription cards are good nationwide at many local and chain or grocer pharmacies for discounts on many prescriptions. It is not a insurance card but a RX Prescription Discount card. If you would like multiple cards please download or send friends and family to this page.
If you or your family members cannot afford insurance coverage these cards are very useful in lowering prescription costs.
The BENEFITS SOLUTION site can help you with understanding the many ways to use both health & Supplemental plans. Wouldn't it be nice to have the the peace of mind that comes from having a supplemental benefit plan that pays when you are sick or injured while lowering the cost of your A.C.A coverage plans?
We can help you find affordable coverage and possibly even save you significantly from what you are currently spending. We have multiple ways to help you keep your coverage affordable, lower costs and more. Call us at 877-775-0812 to learn more.
Identity Protection Plans
Identity theft means someone is using your information to make purchases, open new accounts, get medical care at your expense, commit crimes in your name, and more. It’s a federal offense, and one of the top 10 biggest threats to today’s businesses. In fact, bank account takeovers are rapidly growing internationally. Click on the button to the left to learn more about the best protection available in the marketplace.
Dental Savings Plan
With a dental savings plan you pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork. Click on the button to the left to learn more about the many dental plans & protection available .Our plans cover more than 100,000 dentists nationwide. These quality providers have agreed to charge reduced fees on the dental services you need. So you'll get the quality care you deserve at a bigger savings than you ever imagined possible.
Have you had difficulty with hearing things sometimes lately? Are you looking for the professional services of an audiologist? Click on the picture below for access some of the leading specialists across the U.S. providing exceptional hearing evaluation services to their customers.
The Perfect Choice Benefits Network can offer testing from qualified hearing specialists in your area. We offer a wide variety of services through the PerfectChoice Benefits club/HearPo where you will be able to have a test and choose from dozens of brands od hearing aids if needed. If not you will you know that you are knowledgeable and healthy in one aspect of your health.
Health Savings Accounts
Health Savings Accounts are the most misunderstood and underutilized retirement savings vehicle out there currently.Are they the new tax free 401K? Yes, most people do not utilize the full advantages of these plans. Contributions go in tax free, grow tax free and come out tax free. It is also allowable to direct your investments in a Health Savings Account just like a self directed I.R.A., You can day trade or invest in real estate once you have properly set up the account through a third party administrator.
The only requirements are for any money leaving to be spent on health care related expenses. Of course you cannot personally gain outside and from the I.R.A. just like a standard I.R.A. self directed account.
These still offer a great window of investment opportunity that is most often overlooked.
They are a great way to save for retirement and build a "healthy" savings account through investment. (PUN INTENDED)
Business owners can lower business costs when this program is initiated. It will provide some coverage for yourself or added benefits to your employees. To sign up for your H.S.A. and learn more about the benefits of an H.S.A. click our button