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Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by The Wealth Planning Center or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold The Wealth Planning Center, its officers, directors, authors, consultants, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of this Website, from your violation of these Terms or from any decisions that the visitor makes based on such information.

The investments and strategies discussed in the Website may not be suitable for all investors and are not obligations of The Wealth Planning Center or its affiliates or guaranteed by The Wealth Planning Center or its affiliates, consultants and employees.

The Wealth Planning Center makes no representations that the contents are appropriate for use in all locations, or that the information transactions, securities, products, instruments, or services discussed on this site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors or counterparties. By making available the information on the Website, The Wealth Planning Center does not represent that any investment vehicle or advice is better or worse, available or suitable for any particular user. All persons and entities accessing the Web Site do so on their own initiative and are responsible for compliance with applicable local laws and regulations. Fixed, Indexed and certain other Annuity products are contracts and require you to complete your due diligence like any other retirement or investment product before you purchase for your portfolio or goals.

All investments involve risk and may lose value. The value of your investment can go down depending upon market conditions. Self directed I.R.A. investments are subject to certain prohibited transactions and regulations under I.R.S. rules. Fixed income investments are subject to risk including interest rate, credit, market and issuer risk. Currency exchange rates may cause the value of an investment to go up or down. Alternative strategies involve higher risks than traditional investments, may not be tax efficient, and have higher fees than traditional investments; they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain. 2017 Online Insurance Network 

Long term care insurance

Of course everyone wants to live out the last days of your life as comfortably as possible and with as much dignity as possible. Long term care insurance can help prepare you for the significant financial obligations that may occur. Whether you prefer home health care or living in a nursing home, preparation can reduce the expense and burden of long-term care on your loved ones. Long-term care insurance or L.T.C. as it also commonly referred to is insurance coverage that will pay for your assisted living, nursing home care or home healthcare in the event you are unable to care for yourself because of a chronic condition or disability.

What many people don't initially know about long term care is that it comes in many plans and varieties.

Strategic planning now can potentially allow you to more than double the amount of savings you currently have now or get it all back with interest if it were not to be used towards a long term care policy.

The new types of policies available for Long Term Care when used with a sound financial plan can significantly optimize your savings in most circumstances. These circumstances vary greatly from state to state but can be a significant boost to your assets if used or not. There are far to many different variables to explain here with these policies and obtaining coverage. The best steps to take would be scheduling an appointment with one of the long term care experts here at The 401k Man.

We have multiple carriers, plans and solutions available including some that could potentially multiply your asset value three, four or five times if the proper planning is implemented early enough.

One little additional tip here if you are considering a long term care policy explore it thoroughly  by asking if the policy has a non-contingent forfeiture clause or rider. Non contingent forfeiture allows you to keep the policy active and not lose it if you became unable to keep the premiums paid. Unlike auto or home insurance when you stop paying it becomes obsolete, certain types of insurance will keep a monetary value (typically what you have agreed to with the insurer as paid up insurance) available to you. 

Now these plans vary greatly by carrier and company but this is where calling upon the experts at The 401K Man will pay off greatly for you in the long term planning arena. Call us at 877-775-0812 to request more information from our experts.

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