L.t.c. insurance alternatives

70% of seniors will at some point need in home care or assistance. While many are self sufficient just one trip or fall can be devastating to a seniors independence. The worst effect of this is with no plan in place it effectively leaves the planning in another persons hands. We can help you avoid a nursing home confinement or extended stay with our available in home care plans. Even if you have been refused or cannot afford costly long term care coverage, there are now newer, better, more affordable options than those available in the past to help you with in home care. These plans are not insurance and far more affordable than most long term care insurance plans.

Our Long term care alternative plans can help you stay in your home after a hospital stay or help you stay in your home longer with help for household tasks and more. Home health care is a quickly growing alternative for those who want to stay in their homes. it will help with keeping you out of a nursing home and these plans can help reduce the expense and burden of long-term care on both you and your loved ones.

Long-term care alternative plans will pay for a caregiver to visit and provide you with assistance at home in the event you are unable to care for yourself because of a chronic condition or disability.

Strategic planning now can potentially keep you in your home for when you are not as able as you may currently be. These new types of policies which are available for Long Term Care can be prepaid or banked to prepare hours for you when you may need them in the future, after a fall. hospital stay or car breakdown. There are far to many different variables to explain here with these policies but we would be happy to answer your questions in a free 15 minute appointment. The best steps to take would be scheduling an appointment with one of the long term care experts here at The 401k Man using the consultation button below.

We have multiple levels of plans and solutions available individually and as couples. Call us at 877-775-0812 to request more information from our experts.

401kMan linked appointment button graphi

Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by the Virtual Advisor Group or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold the Virtual Advisor Group, its officers, directors, authors, consultants, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of this Website, from your violation of these Terms or from any decisions that the visitor makes based on such information.

The proposals, investments and strategies discussed in the Website may not be suitable for all investors and are not obligations of the Virtual Advisor Group or its affiliates or guaranteed by the Virtual Advisor Group or its affiliates, consultants and employees.

The Virtual Advisor Group  makes no representations that the contents are appropriate for use in all locations, or that the information transactions, securities, products, instruments, or services discussed on this site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors or counter parties. By making available the information on the Website, The Virtual Advisors Group does not represent that any investment vehicle or advice is better or worse, available or suitable for any particular user. All persons and entities accessing the Website do so on their own initiative and are responsible for thcompliance with applicable local laws and regulations. Fixed, Indexed and certain other Annuity products are contracts and require you to complete your due diligence like any other retirement or investment product before you purchase for your portfolio or goals.

All investments involve risk and may lose value. The value of your investment can go down depending upon market conditions. Self directed I.R.A. investments are subject to certain prohibited transactions and regulations under I.R.S. rules. Fixed income investments are subject to risk including interest rate, credit, market and issuer risk. Currency exchange rates may cause the value of an investment to go up or down. Alternative strategies involve higher risks than traditional investments, may not be tax efficient, and have higher fees than traditional investments; they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain. 2020  Virtual Advisor Group LLC.