L.t.c. insurance alternatives

70% of seniors will at some point need in home care or assistance. While many are self sufficient just one trip or fall can be devastating to a seniors independence. The worst effect of this is with no plan in place it effectively leaves the planning in another persons hands. We can help you avoid a nursing home confinement or extended stay with our available in home care plans. Even if you have been refused or cannot afford costly long term care coverage, there are now newer, better, more affordable options than those available in the past to help you with in home care. These plans are not insurance and far more affordable than most long term care insurance plans.

Our Long term care alternative plans can help you stay in your home after a hospital stay or help you stay in your home longer with help for household tasks and more. Home health care is a quickly growing alternative for those who want to stay in their homes. it will help with keeping you out of a nursing home and these plans can help reduce the expense and burden of long-term care on both you and your loved ones.

Long-term care alternative plans will pay for a caregiver to visit and provide you with assistance at home in the event you are unable to care for yourself because of a chronic condition or disability.

Strategic planning now can potentially keep you in your home for when you are not as able as you may currently be. These new types of policies which are available for Long Term Care can be prepaid or banked to prepare hours for you when you may need them in the future, after a fall. hospital stay or car breakdown. There are far to many different variables to explain here with these policies but we would be happy to answer your questions in a free 15 minute appointment. The best steps to take would be scheduling an appointment with one of the long term care experts here at The 401k Man using the consultation button below.

We have multiple levels of plans and solutions available individually and as couples. Call us at 877-775-0812 to request more information from our experts.

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