© 2018 by  Branson .Technology

Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by The Wealth Planning Center or its affiliates to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold The Wealth Planning Center, its officers, directors, authors, consultants, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of this Website, from your violation of these Terms or from any decisions that the visitor makes based on such information.

The investments and strategies discussed in the Website may not be suitable for all investors and are not obligations of The Wealth Planning Center or its affiliates or guaranteed by The Wealth Planning Center or its affiliates, consultants and employees.

The Wealth Planning Center makes no representations that the contents are appropriate for use in all locations, or that the information transactions, securities, products, instruments, or services discussed on this site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors or counterparties. By making available the information on the Website, The Wealth Planning Center does not represent that any investment vehicle or advice is better or worse, available or suitable for any particular user. All persons and entities accessing the Web Site do so on their own initiative and are responsible for compliance with applicable local laws and regulations. Fixed, Indexed and certain other Annuity products are contracts and require you to complete your due diligence like any other retirement or investment product before you purchase for your portfolio or goals.

All investments involve risk and may lose value. The value of your investment can go down depending upon market conditions. Self directed I.R.A. investments are subject to certain prohibited transactions and regulations under I.R.S. rules. Fixed income investments are subject to risk including interest rate, credit, market and issuer risk. Currency exchange rates may cause the value of an investment to go up or down. Alternative strategies involve higher risks than traditional investments, may not be tax efficient, and have higher fees than traditional investments; they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain. 2017 Online Insurance Network 

wealth planning center

Today's environment for wealth accumulation is far different than one which was the norm for many decades prior to the internet era. Automated trading, algorithms along with the internet have created access to an investing environment which is available instantaneously to everyone who may have a internet connection to a trading account and the same news you and I do. How do you take advantage of this new type of a level playing field you may ask? Through joining the Wealth Planning Center, The 401K Mans  private wealth group. We are an investment group that focuses on returns above the average rate with a minimal risk.

There are no real advantages to having many of the traditional wealth accumulation methods that once existed back then. In order to stay a step ahead of everyone and possibly get in with an growing opportunity is more important than ever nowadays. This is the reason for the Wealth Planning Center. Something that we feel here at The401Kman which must be said first and strongly is to avoid the daily financial news (nonsense) that is to readily available to listen to or view. “Those people who can sit quietly for decades when they own a farm or apartment house only too often become frenetic when they are exposed to a stream of stock quotations and accompanying commentators delivering an implied message of, ‘Don’t just sit there. Do something.’ We are a family wealth management organization by invitation for those who are not looking to act on the latest news and realize the news like the markets will only continue to change daily.  

We would like to to introduce our style of investment and planning management somewhat akin to the "Oracle of Omaha" but updated for today's world of volatility and risk. The401Kman has been helping people with financial decisions for decades and seen many turns in the market as well. Nowhere near as many as Mr Buffett but I am very respectful of his acumen and insight.

We feel Warren Buffett said it best back in 2001 with his normal wit, "Investing is somewhat akin to being on a roller coaster in the dark without being able to determine what direction is next, a drop, or an uptick? How long will it last, how fast will it be?"  Volatility is simply the norm for the stock market overall. From 1980 to 2017, calendar-year returns for the S&P 500 Index ranged from a plus 34% gain all the way to a harrowing -38% on the downside. Taking into a longer period will simply yield similar results. Warren Buffett understands extreme short-term volatility is not only normal; it’s necessary for generating great long-term returns. In a 2001 interview in Fortune, Buffett said,“This is the one thing I can never understand. To refer to a personal taste of mine, I’m going to be buying hamburgers the rest of my life. When hamburgers go down in price, we sing the ‘Hallelujah Chorus’ in the Buffett household. When hamburgers go up, we weep.”“For most people, it’s the same way with everything in life they will be buying — except stocks. When stocks go down and you can get more for your money, people don’t like them anymore.”Further, as Buffett said in Berkshire Hathaway’s 2013 annual shareholder letter, “It should be an enormous advantage for investors in stocks to have those wildly fluctuating valuations placed on their holdings — and for some investors, it is. After all, if a moody fellow with a farm bordering my property yelled out a price every day to me at which he would either buy my farm or sell me his — and those prices varied widely over short periods of time depending on his mental state — how in the world could I be other than benefited by his erratic behavior? If his daily shout-out was ridiculously low, and I had some spare cash, I would buy his farm. If the number he yelled was absurdly high, I could either sell to him or just go on farming.

​“Owners of stocks, however, too often let the capricious and often irrational behavior of their fellow owners cause them to behave irrationally as well. Because there is so much chatter about markets, the economy, interest rates, price behavior of stocks, etc., some investors believe it is important to listen to pundits—and, worse yet, important to consider acting upon their comments".

“For these investors, liquidity is transformed from the unqualified benefit it should be to a curse. A ‘flash crash’ or some other extreme market fluctuation can’t hurt an investor any more than an erratic and mouthy neighbor can hurt my farm investment. Indeed, tumbling markets can be helpful to the true investor if he has cash available when prices get far out of line with values. A climate of fear is your friend when investing; a euphoric world is your enemy.”

Focus on what you can control and try not to fret about what you can’t. Extreme short-term volatility can be a gift to long-term investors, if you let it. The last couple of months have been scary, and I have no idea where stocks will be a year from now. But history suggests investors with the courage to stay the course will be rewarded over the next 10 years..  

Request a free guide, gift or followup call from an adviser through filling out the form below